July is closing fast, and the clock is ticking for those hunting for top summer crypto plays before the market takes off. With analysts hinting at an August surge, traders are laser-focused on what to buy before July ends, and one name keeps trending, Mutuum Finance (MUTM).

Phase 5 Mutuum Finance presale recently crossed 80% sold out at $0.03. This is as cheap as the token will ever be, with later phases guaranteeing a hike in price. Presale has garnered more than $12.7 million and attracted more than 13700 unique holders. Meanwhile, Ripple (XRP) remains a steady coin, sparking debate on where the smart money should go as the next leg of the bull market looms.

Ripple (XRP) update: Steady mid‑July momentum

Ripple’s XRP is trading at $3.43 following the passage of major crypto legislation in the U.S. House, which sparked roughly a 7% intraday surge and briefly pushed XRP to a fresh all‑time high of approximately $3.66. Despite this momentum, neutral spot volumes imply measured market participation, leaving XRP positioned in a cautious yet optimistic phase. MUTM also warrants a look as part of this August setup.

Phase 5 of Mutuum Presale nearing sellout amid rising demand

Mutuum Finance is gaining traction in Phase 5 of its presale. The project stands out from other projects in that it has real use cases and does not rely on hype. Investor interest is growing with the project having already passed more than $12.7 million and having over 13700 token holders.

Mutuum Finance announces launch of USD‑backed stablecoin

Mutuum Finance is building a fully-collateralized USD-stabilized stablecoin on the Ethereum blockchain. The project was also audited by CertiK, the most secure blockchain security firm. Besides providing reassurance to the investors regarding the code base integrity and transparency, the audit conducted indicates that the project is confident to establish a secure DeFi protocol.

For the promise to be made a reality, the project has launched a $50,000 Bug Bounty Program in association with CertiK. The four categories of vulnerabilities are specifically categorized as critical, major, minor and low.

Fostering growth through community and rewards

Mutuum Finance (MUTM) is awarding a $100,000 giveaway, as a token of appreciation to early supporters and in remembrance of presale frenzy. Ten winners will receive a $10,000 award in MUTM tokens as a token of appreciation for being among the early adopters of the project.

The MUTM community is growing at an accelerating rate. With its unique leaderboard system top 50 holders of Mutuum Finance will be rewarded with bonus tokens.

Smart decentralized lending

Mutuum Finance offers a non-custodial liquidity protocol where users own complete control of assets throughout decentralized lending. The project follows a double-model approach that incorporates Peer-to-Contract and Peer-to-Peer lending in an attempt to achieve greater flexibility and efficiency. 

Peer-to-Contract system utilizes smart contracts to establish automatic lending with no human interference and rather, the smart contracts respond to the market by giving dynamic interest rates. Peer-to-Peer model eliminates middlemen and gives direct access between the borrowers and the lenders. The model is highly preferred by users for volatile assets like meme coins.

Mutuum Finance (MUTM) is 80% through Phase 5, raising $12.7M from 13,700+ holders at just $0.03. A $100K giveaway and $50K CertiK bug bounty are fueling demand as the August rally looms. Lock in your tokens now before Phase 5 sells out and prices climb.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance

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