In an era full of socio economic changes, financial literacy from childhood has become essential, as it equips children with important knowledge that will benefit them throughout their lives. Joey, the banking app from the Bank of Cyprus, serves exactly this purpose through a smart, interactive, and fun approach.

Designed for children and teenagers aged 9 to 17, the Bank of Cyprus app is becoming increasingly popular among young people, giving them the opportunity to develop new financial skills so they can manage their money safely and responsibly, set goals, and stay under the supervision and guidance of their guardian.

Simple steps to create a Joey account

  • The legal guardian begins the quick and simple process online through the BoC Mobile App
  • The activation process is completed by the child/teen after downloading the Joey app

The guardian then adds money through the BoC Mobile App, and the Joeyer manages it through the Joey app

What Joey offers

  • Easy and fun to use app, helping children learn to better control their expenses and pocket money directly from their phone
  • Pocket money: weekly or monthly allowance set by the guardian and transferred automatically
  • Instant money transfers, after sending a quick request to the guardian directly through the app
  • Joey card with Visa branding
  • Secure purchases, with protected transactions and access to discounts and offers. Joeyers cannot make purchases from merchants in categories such as alcohol, gambling, etc.
  • Instant payments via Google Pay or Apple Pay, online and in stores
  • Immediate notifications to the guardian for all expenses and purchases, plus the ability to freeze the Joey card in case of theft or damage
  • Antamivi Reward points, which can be redeemed only by the guardian

Get more with Joey Extras

Joey now offers the new innovative rewards program “Joey Extras” specially designed to offer unique benefits to “Joeyers” and their parents/guardians. Joey Extras is activated automatically when registering on the Joey app and issuing a Joey card.

Joey Extras delivers real value to Bank of Cyprus customers through discounts, gifts, and offers across three main categories:

Food & Drinks

  • 10% discount at Zorbas bakeries and Coffee Berry (maximum discount €30 per parent/guardian)
  • Free one year Foody Pro subscription for every Joeyer via promo code. The promo code is made available to the parent through the BoC Mobile App within the first 15 days of each month, provided at least 3 transactions have been made with the Joey card.
  • 10% discount at TGI Fridays, Yogartist Frozen Yogurt, Hard Rock Ayia Napa (no restrictions)
  • 20% discount at Caffè Nero (maximum discount €20 per parent/guardian)
  • All discounts are applied automatically at checkout when using the Joey card.
  • Online Gaming
  • 20% cashback on online purchases made with the Joey card at merchants such as: Microsoft Xbox, PlayStation Network, Nintendo, Minecraft, Epic Games, Steam Games, Supercell, Roblox, Fortnite, Xsolla.
  • Experiences, Shopping & Loyalty
  • 10% discount on Jinius in the categories: Fashion, Beauty, Bookstore, Home & Garden, Toys, Luggage & Travel Gear, for purchases of €30 or more. The discount is applied via promo code sent to the parent through the BoC Mobile App. (Cannot be combined with promo codes from the Pronomia scheme.)
  • Parents collect Antamivi reward points with every Joey card purchase at participating merchants
  • The Joey account counts as an additional product in the Pronomia Scheme tiers

Joey Referral programme

With Joey’s referral programme, both parents and Joeyers can invite others to register with a reward. Once a referral is complete, you and the new user will each receive €15. It’s simple and quick—just follow a few easy steps in the BoC Mobile App.

The best part? Joeyers can also refer their friends. Just make sure you enable the feature for them.

Joey teaches young users the value of setting goals, building the foundations for a stable financial future.Give your child the freedom to learn smart money management habits — with safety and control.

Find out more at: https://www.bankofcyprus.com/en-gb/joey/