A significant number of Greeks are keeping financial secrets from their partners, according to a new survey conducted by fintech app Plum.

The survey explored how Greek couples manage their money, the frequency and openness of financial conversations, and the extent to which individuals hide financial information.

The most striking finding is that more than one in four Greeks, or 26 per cent of respondents, admitted to having a savings account that their partner does not know about.

Of those with a hidden account, half explained that the funds are reserved exclusively for emergencies, while the other half use the money more freely.

In addition, 10 per cent of respondents revealed that they do not currently have a secret account but plan to open one in the future.

Despite the prevalence of secret savings, the data also suggests that financial openness is common among many couples.

A total of 61 per cent of participants said they have disclosed their exact salary or income to their partner.

A further 20 per cent indicated that their partner has a general idea of their earnings.

In terms of communication, 23 per cent of couples discuss their finances on a daily basis, while 28 per cent talk about money several times a week.

Only 5 per cent reported that they avoid the topic entirely.

The survey also investigated when financial conversations typically begin within relationships.

More than one in five couples, or 21 per cent, start discussing financial matters within the first month of dating.

An additional 18 per cent begin these conversations within the first three months.

At the other end of the spectrum, 10 per cent of respondents wait more than two years before talking about finances with their partner.

“Even though money is still a sensitive topic, many Greek couples are willing to have open conversations,” said Marily Mitropoulou, Country Marketing Manager at Plum.

“But the fact that financial secrets persist shows there’s still room for more transparency,” she added.

“The earlier couples start honest discussions about money, the stronger and healthier their relationship becomes—both financially and emotionally,” she stated.